Items where Author is "Temelkov, Zoran"

Temelkov, Zoran (2024) Neobanks role in supporting financial inclusion. International Journal of Economics, Management and Tourism (IJEMT), 4 (1). pp. 52-59. ISSN 2671-3810

Temelkov, Zoran (2024) Банкарско работење - учебник. Goce Delcev University. ISBN 978-608-277-051-2

Temelkov, Zoran and Georgieva Svrtinov, Vesna (2024) AI impact on traditional credit scoring models. Journal of Economics, 9 (1). pp. 1-9. ISSN 1857 - 9973

Temelkov, Zoran (2024) Дигитална валута на централната банка – придобивки, предности и недостатоци. www.pari.com.mk.

Temelkov, Zoran (2023) Overview of Artificial Intelligence (AI) application in the banking industry. International Journal of Economics, Management and Tourism, 3 (2). pp. 43-51. ISSN 2671-3810

Temelkov, Zoran (2022) Crypto Glossary with 340 commonly used terms and phrases. Independently published - Amazon Kindle Publishing, United States.

Temelkov, Zoran (2022) Financial performance of selected hotel groups and resorts during COVID-19 pandemic: 2019/2020 comparison. Hotel and Tourism Management, 10 (1). pp. 41-51. ISSN 2620-0279

Temelkov, Zoran (2022) Factors affecting neobanks sustainability and development. Journal of Economics, 7 (1). pp. 1-10. ISSN 1857-9973

Temelkov, Zoran and Miteva, Natasha (2022) Areas and activities influenced by the fintech industry. Journal of economics, 7 (2). pp. 68-77. ISSN 1857-9973

Temelkov, Zoran (2021) Personal finances and bank products and services. Independently published - Amazon Kindle Publishing, United States. ISBN 979-8791147073

Temelkov, Zoran (2021) Важноста на комуникациските стратегии во банкарскиот сектор. Pari.com.mk.

Temelkov, Zoran (2021) (Де)стимулација да се биде кредитобарател со висок кредитен рејтинг. Pari.com.mk.

Temelkov, Zoran (2021) Блокчаин технологија и токенизирање на реални средства како нова алтернатива за тргување. Pari.com.mk.

Temelkov, Zoran (2021) Промени во бизнис моделот на банките под влијание на технолошките иновации и финтек индустријата. Pari.com.mk.

Temelkov, Zoran (2021) Супериорноста на необанките наспрема традиционалните банки. Pari.com.mk.

Temelkov, Zoran (2021) Преглед на У.С. Банкорп и движењето на вредноста на акциите. Pari.com.mk.

Temelkov, Zoran (2021) Функционирање на концептот “напумпај и продади” (pump and dump). Pari.com.mk.

Temelkov, Zoran (2021) Hебанкарски алтернативи за финансирање. Pari.com.mk.

Temelkov, Zoran (2021) Bank products from a personal finance perspective: Managing your banking activities. Independently published - Amazon Kindle Publishing, United States. ISBN 979-8588866989

Temelkov, Zoran (2020) Значењето на фразата „ да се биде во чекор со Џонасис“. Pari.com.mk.

Temelkov, Zoran (2020) Overview of price discrepancies among hotels positioned in the same category. Hotel and Tourism Management, 8 (2). pp. 11-23. ISSN 2620-0279

Temelkov, Zoran (2020) Overview of neobanks model and its implications for traditional banking. In: Challenges of tourism and business logistics in the 21st century ISCTBL, 13 Sept 2019, Stip, Republic оf North Macedonia.

Temelkov, Zoran (2020) Differences between traditional bank model and fintech based digital bank and neobanks models. SocioBrains, International scientific refereed online journal with impact factor (74). pp. 8-15. ISSN 2367-5721

Temelkov, Zoran (2020) Overview of perceived value for money score for five stars hotels in selected cities – comparison of online reviews. SocioBrains, International scientific refereed online journal with impact factor (74). pp. 1-7. ISSN 2367-5721

Temelkov, Zoran (2020) Introduction to bank products. Amazon Kindle Publishing, Independently published, United States. ISBN 978-1654403584

Temelkov, Zoran and Gulev, Gule (2019) Perspectives of the shadow banking in the global financial architecture - review of the case with China. SocioBrains, International scientific refereed online journal with impact factor (56). pp. 65-72. ISSN 2367-5721

Temelkov, Zoran and Gulev, Gule (2019) Role of crowdfunding platforms in rural tourism development. SocioBrains, International scientific refereed online journal with impact factor (56). pp. 73-79. ISSN 2367-5721

Temelkov, Zoran (2019) Financial technology companies as a positive disruptor for the hospitality industry. SocioBrains, International scientific refereed online journal with impact factor (54). pp. 72-77. ISSN 2367-5721

Temelkov, Zoran (2019) Банкарско работење - скрипта. ISBN 978-608-244-632-5.

Temelkov, Zoran (2019) Банкарско работење - практикум. ISBN 978-608-244-633-2.

Temelkov, Zoran and Boskov, Tatjana and Zezova, Aleksandra (2018) Alternative financing sources supporting SMEs growth. SocioBrains, International scientific refereed online journal with impact factor (52). pp. 230-236. ISSN 2367-5721

Temelkov, Zoran (2018) Understanding credit scores and mortgage loans. Getting acquainted with the basics of bank products . CreateSpace Independent Publishing Platform, United States. ISBN 978-1729741955

Boskov, Tatjana and Kovacevski, Dimitar and Temelkov, Zoran (2018) Financial Crisis and Balkan Perspectives on the EU. IJIBM International Journal of Information, Business and Management, 10 (3). pp. 97-103. ISSN 2076-9202 (Print)/2218-046X (Online)

Temelkov, Zoran and Gogova Samonikov, Marija (2018) The need for fintech companies as non-bank financing alternatives for sme in developing economies. International Journal of Information, Business and Management, 10 (3). pp. 25-33. ISSN 2076-9202

Temelkov, Zoran (2018) Fintech firms opportunity or threat for banks? International Journal of Information, Business and Management, 10 (1). pp. 138-144. ISSN 2076-9202

Temelkov, Zoran (2017) Getting acquainted with the basics of bank products. CreateSpace Independent Publishing Platform, United States. ISBN 978-1981142521

Koteski, Cane and Dimitrov, Nikola and Jakovlev, Zlatko and Apostolov, Mico and Atanasovski, Drasko and Magdinceva Sopova, Marija and Temelkov, Zoran and Josheski, Dushko and Miteva Kolevska, Natasa and Serafimova, Mimoza and Namicev, Petar and Mojsov, Kiro (2017) Можности и перспективи за развој на туризмот во сливот на Црна Река. [Project] (Submitted)

Boskov, Tatjana and Temelkov, Zoran and Zezova, Aleksandra (2017) Euroisation in the Western Balkans: The Evidence for Macedonian Economy. Mediterranean Journal of Social Sciences-MJSS, 8 (2). pp. 307-316. ISSN 2039-9340(Print) / 2039-2117(Online)

Metodijeski, Dejan and Temelkov, Zoran (2017) Tourism policy, climate change and sustainable development. In: Third International Climate Change Conference, 03-05 Feb 2017, Skopje, Macedonia. (Unpublished)

Temelkov, Zoran (2016) Banks' new competitors. LAP Lambert Academic Publishing, Germany. ISBN 978-3-659-84595-6

Magdinceva Sopova, Marija and Angelkova, Tanja and Temelkov, Zoran (2016) The impact of small and medium sized enterprises (SMS) in the development of sports tourism in the municipality of Dojran, Republic of Macedonia. Economic Development, Journal of the Institute of Economics - Skopje (3/2016). pp. 354-365. ISSN 1857-7741

Temelkov, Zoran (2016) Changes in households financial assets. LAP Lambert Academic Publishing, Germany. ISBN 978-3-659-82296-4

Temelkov, Zoran and Metodijeski, Dejan (2016) Can micro financing increase its role in support of accommodation investments of family owned tourist enterprises? International Journal of Information, Business and Management, 8 (4). pp. 47-52. ISSN 2076-9202

Metodijeski, Dejan and Temelkov, Zoran and Stankovska, Aleksandra (2016) Guerrilla marketing – an important tool for managers in tourist sector. Macedonian International Journal of Marketing, 2 (3). pp. 124-129. ISSN 1857 - 99787

Metodijeski, Dejan and Temelkov, Zoran (2014) Tourism policy of Balkan countries: review of national tourism development strategies. UTMS Journal of Economics, 5 (2). pp. 231-239. ISSN 1857-6982

Stojanovska-Stefanova, Aneta and Atanasoski, Drasko and Temelkov, Zoran and Bardarova, Snezana and Filiposki, Oliver (2014) The Reforms in the Institutional Structure of the European Union in Compliance With the Lisbon Treaty. Journal of US-China Public Administration, 11 (8). pp. 642-649. ISSN 1548-6591

Poposka, Klimentina and Temelkov, Zoran (2014) Reinventing the banking for poor concept for transitional countries. Journal of Sustainable Development, 5 (8-9). pp. 66-76. ISSN 1857-8519

Apostolov, Mico and Temelkov, Zoran (2014) Фискален систем. ISBN 978-608-244-087-3.

Apostolov, Mico and Temelkov, Zoran (2014) Фискален систем - практикум за вежби. ISBN 978-608-244-088-0.

Bardarova, Snezana and Atanasoski, Drasko and Temelkov, Zoran and Filiposki, Oliver and Stojanovska, Aneta (2014) Maastricht Treaty in the Shaping and Development of the Common Foreign and Security Policy (CFSP). Journal of US-Shina Public Administration, 11 (7). pp. 596-604. ISSN 1548-6591

Metodijeski, Dejan and Taskov, Nako and Temelkov, Zoran and Filiposki, Oliver (2014) SMEs development and innovation: Examples of rural tourism in Republic of Macedonia. In: SMEs Development and Innovation: Building competitive future of South-Eastern Europe, VIII International Conference, 03-04 Oct 2014, Ohrid, Macedonia.

Taskov, Nako and Dimitrovski, Darko and Temelkov, Zoran (2013) Wine tourism in Macedonia, a qualitative analysis. Scientific Journal Hotel and Tourism Management (2). pp. 55-62. ISSN 2334-8267

Metodijeski, Dejan and Taskov, Nako and Filiposki, Oliver and Boskov, Tatjana and Temelkov, Zoran (2013) Geographical dispersion of tourist agencies in Republic of Macedonia. In: First International Conference Mediterranean Tourism - MT-2013, Nis, Serbia.

Metodijeski, Dejan and Taskov, Nako and Boskov, Tatjana and Filiposki, Oliver and Temelkov, Zoran (2013) Промоција на туристичките дестинации во нашата земја преку кампањата Истражи ја Македонија. In: 1ST International Conference on Cultural Heritage, Media and Tourism, 18-19 Jan 2013, Ohrid, Macedonia.

Gogova Samonikov, Marija and Nikolova, Elena and Temelkov, Zoran (2012) Deposit or investment in voluntary pension fund – case study in the Republic of Macedonia. Conference Proceedings-1st International Conference South-East European Countries toward European Integration 20th October 2012 Elbasan – Albania. pp. 39-42. ISSN 2221-5956

Temelkov, Zoran (2012) Banking with the poor and women entrepreneurship development in emerging economies. Предизвиците на науката во економија базирана на знаење - состојби и перспективи. pp. 83-91. ISSN 978-608

Temelkov, Zoran (2012) Каде исчезнува македонскиот дар? Бизнис - дневен економски весник (901). pp. 2-3.

Temelkov, Zoran (2012) Трката за профит ја заслепи грижата за клиентите. Бизнис - дневен економски весник (897). pp. 2-3.

Radosavljevik-Bojceva, Marina and Temelkov, Zoran and Cabuleva, Kostadinka (2012) Области на имплементација на јавното приватно партнерство во Р. Македонија. Годишен зборник, Економски факултет, 4. pp. 61-65. ISSN 1857- 7628

Temelkov, Zoran and Radosavljevik-Bojceva, Marina and Dimitrovski, Darko (2012) Banking for poor as a strategy for local sustainable tourism development. In: Contemporary Issues in Economics, Business and Management - EBM 2012, Kraguevac, Serbia.

Radosavljevik-Bojceva, Marina and Cabuleva, Kostadinka and Temelkov, Zoran (2012) EU financial assistance to Western Balkan Countries with special focus on Albania. First International Conference-South-East European Countries towards European Integration.

Metodijeski, Dejan and Taskov, Nako and Boskov, Tatjana and Filiposki, Oliver and Temelkov, Zoran (2012) Mogućnosti razvoja termalnog turizma u Republici Makedoniji. IV Kongres banja sa međunarodnim učešćem.

Radosavljevik-Bojceva, Marina and Temelkov, Zoran (2011) EU Financial Support for the Republic of Macedonia. In: Международна юбилейна научна конференция, Стопанска Академия „Д.А.Ценов“ - Свиштов.

Temelkov, Zoran and Radosavljevik-Bojceva, Marina (2011) Decrease poverty through entrepreneurship promotion and commencement of family business. In: First REDETE Conference “Economic Development and Entrepreneurship in Transition Economies: A Review of Current Policy Approaches, 27-29 Oct 2011, Banja Luka.

Temelkov, Zoran (2011) Пари се бројат колективно. Бизнис - дневен економски весник (762). pp. 2-3.

Temelkov, Zoran (2011) Дишење во врат пред банкомат. Бизнис - дневен економски весник (751). p. 8.

Filiposki, Oliver and Taskov, Nako and Metodijeski, Dejan and Temelkov, Zoran (2011) Комуникациски вештини-предуслов за подобри предавања. „Образованието во 21-от век“ - можности и предизвици.

Radosavljevik-Bojceva, Marina and Temelkov, Zoran and Cabuleva, Kostadinka (2011) Главни цели и приоритети на ИПАРД програмата во Република Македонија. Годишен Зборник 2011, 3. pp. 239-246. ISSN 1857-76-28

Radosavljevik-Bojceva, Marina and Temelkov, Zoran and Cabuleva, Kostadinka (2011) Main Objectives and Priorities of the Ipard Programme in the Republic of Macedonia. Yearbook, Faculty of Economics, Goce Delcev University - Stip, 3 (1). pp. 239-247. ISSN 1857- 7628

Temelkov, Zoran (2010) Во банките се повеќе фиктивни комитенти и колекционери на книшки. Бизнис - дневен економски весник (581). pp. 2-3.

Temelkov, Zoran and Gogova Samonikov, Marija (2010) Деловните банки можат да бидат и посредници. Бизнис - Дневен економски весник (577). pp. 2-3.

Gogova Samonikov, Marija and Temelkov, Zoran (2010) Инвестирање во доброволен пензиски фонд или орочување на средствата? Бизнис - Дневен економски весник (572). pp. 2-3.

Temelkov, Zoran (2010) Поевтини пари за совесните клиенти. Бизнис - дневен економски весник (562). pp. 2-3.

Temelkov, Zoran (2010) Црната боја легитимација на богатството. Бизнис - дневен економски весник (488). pp. 4-5.

Temelkov, Zoran (2010) Нова технологија – софистицирани криминалци. Бизнис - дневен економски весник (479). pp. 2-3.

Temelkov, Zoran and Paceskoski, Vlatko (2009) “Free money” for the agricultural sector as helping hand for investment activities in times of financial crisis. Stopanska akademija"D.A. Svisov". pp. 96-101. ISSN ISBN 978-954-23-0438-8

Temelkov, Zoran (2009) Повеќе пластика – поголеми долгови. Бизнис - дневен економски весник. p. 5.

Temelkov, Zoran (2009) Електронското банкарство предизвик за комитентите. Бизнис - дневен економски весник (302). p. 6.

Temelkov, Zoran (2009) Правилниот избор - пред трошоците. Бизнис - дневен економски весник (298). p. 7.

Temelkov, Zoran (2007) Менаџирање на финансиски средства и извори на финансиски средства во Македонија, наменети за претприемачи. In: Претприемништво - проблеми, дилеми и перспективи. Економски институт - Скопје, Скопје, pp. 219-229. ISBN 978-9989-2020-8-7

Temelkov, Zoran (2006) Промените во супервизијата во банкарската индустрија под влијанието на Базел I и Базел II спогодбата (дел четири). Списание „Економија и бизнис” (101). pp. 13-14. ISSN 1409-6781

Temelkov, Zoran (2006) Промените во супервизијата во банкарската индустрија под влијанието на Базел I и Базел II спогодбата (втор дел). Списание „Економија и бизнис” (99). pp. 32-34. ISSN 1409-6781

Temelkov, Zoran (2006) Промените во супервизијата во банкарската индустрија под влијанието на Базел I и Базел II спогодбата (прв дел). Списание „Економија и бизнис” (98). pp. 34-35. ISSN 1409-6781